How will your project cash flow?
Model the loan payment schedule, apply federal tax incentives to reduce principal or take as cash, and compare your monthly payment to your projected energy savings year-by-year.
$
$
10.0% of gross
% APR
Year 1 Monthly
$5,326
Loan payment
Year 2+ Monthly
$2,108
After principal reduction
Total Tax Benefit
$250,000
ITC + depreciation
Net Project Cost
$250,000
After all incentives
Loan Structure
Gross Project Amount$500,000
Down Payment−$50,000
Initial Loan Principal$450,000
Year 1 Annual Payment$63,912
Year 2+ Annual Payment$25,300
Total Interest Paid$62,300
Tax Incentive Breakdown
Annual Cash Flow & Cumulative Position
Loan Payment
Energy Savings
Tax Credit (Year 2, cash option)
Cumulative Net
| Year | Loan Payment | Energy Savings | Tax Credit | Net Annual | Cumulative |
|---|
Estimates only — not a quote. The figures produced by this calculator are preliminary estimates generated from the limited inputs you provide and general assumptions. They are not an engineered proposal, a price quote, a guarantee of savings or tax-credit value, or a commitment of any kind. Actual system size, costs, savings, incentives, and tax outcomes depend on a detailed site assessment, your utility rate structure, your organization's tax position, and applicable federal and state rules, which change over time.
Tax credit, safe-harbor, and incentive figures are illustrative and depend on your eligibility and circumstances. Better Tomorrow Solar does not provide tax, legal, or financial advice; consult your own qualified advisors. A binding scope, pricing, and any deposit or escrow terms are established only through a separate written agreement following an engineering review.
Tax credit, safe-harbor, and incentive figures are illustrative and depend on your eligibility and circumstances. Better Tomorrow Solar does not provide tax, legal, or financial advice; consult your own qualified advisors. A binding scope, pricing, and any deposit or escrow terms are established only through a separate written agreement following an engineering review.
Next step · 15-minute call
Turn this estimate into a real proposal.
We model your specific utility tariff, building load, lender options, and tax position — and confirm the safe-harbor deposit needed before July 4, 2026 to lock in the 40% ITC incentive with domestic content.
Pricing & Assumptions
Admin only — adjust the financing and incentive model.
System Sizing
Energy Savings Projection
Federal Tax Incentives
State Tax Incentives (Georgia)
Basis = Cost × (1 − ½ × ITC%)
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